Theme: Sunday

Fintech Deep Dive — Sunday | August 09, 2026 Weekly Review: The Top Stories That Shaped Indian Fintech This Week This week was dominated by three seismic developments: Parliament amending the zero-MDR law that defined UPI’s free-forever ethos, UPI smashing through yet another transaction record in July, and India’s digital payments diplomacy hitting overdrive with new international corridors. Add a major RBI policy hold and Apple Pay’s India entry into the mix, and you have one of the most consequential weeks in Indian fintech this year. ...

Fintech Deep Dive — Sunday | August 02, 2026 This week in Indian fintech was defined by three dominant narratives: UPI’s relentless march to new records, a sudden IPO reality check for quick commerce, and the RBI’s masterful foreign exchange manoeuvring. Here are the five stories that shaped the week. 1. UPI Smashes Through 23.7 Billion Transactions in July — And Nobody Flinched UPI processed a record 23.66 billion transactions worth ₹29.88 lakh crore in July 2026, according to NPCI data released on August 1. That’s 763 million transactions per day, with an average daily throughput of ₹96,383 crore. Month-on-month, volumes rose 4% from June’s 22.72 billion, while year-on-year growth stood at 22% in volume and 19% in value. ...

Fintech Deep Dive — Sunday | July 19, 2026 The week that was in Indian fintech — funding, earnings, global M&A, and the relentless march of UPI. 1. Jio Financial Services Delivers a Blockbuster Q1 FY27 — Profit Surges 156% Reliance’s financial arm continued its aggressive expansion, reporting a consolidated net profit of ₹830 crore for Q1 FY27 (quarter ended June 30, 2026) — a 156% year-on-year jump from ₹325 crore in the same quarter last year. Revenue from operations climbed to a record ₹2,004 crore, a 227% surge. [^1] ...

Fintech Deep Dive — Sunday | July 12, 2026 This week in Indian fintech was defined by two parallel narratives: India pushing the frontier of what digital payments infrastructure can enable, while simultaneously tightening the regulatory perimeter around crypto assets. From NPCI’s ambitious plans to let AI agents make UPI payments to Apple’s long-awaited return of card billing after a four-year regulatory stand-off, the week underscored India’s growing influence as a laboratory for payments innovation — even as the central bank doubled down on its scepticism toward cryptocurrencies. ...

Fintech Deep Dive — Sunday | July 05, 2026 This week in Indian fintech was dominated by three seismic developments: Meta’s audacious move to place an Indian fintech founder at the helm of WhatsApp, RBI’s draft framework for governing AI in finance, and UPI’s continued global march with its launch in Greece. Throw in a major banking acquisition and an infrastructure play that could reshape UPI issuance, and you have one of the most consequential weeks of the year. ...

Fintech Deep Dive — Sunday | June 28, 2026 The week of June 21–28, 2026 will be remembered as one of the most consequential in recent Indian fintech history. From Meta’s $900 million bet on CRED and the departure of its founder to helm WhatsApp, to UPI’s record-shattering monthly volumes and the launch of a landmark cross-border corridor with Nepal, the developments spanned mega-deals, infrastructure milestones, and policy signals that point to a sector rapidly maturing on the global stage. Here is our weekly review of the five biggest stories. ...

Fintech Deep Dive — Sunday | June 21, 2026 Weekly Review: Top Stories of the Week (June 14–21, 2026) This week in Indian fintech was defined by three seismic shifts: the launch of India’s first autonomous AI payment protocol on UPI, the RBI’s sweeping crackdown on bank mis-selling, and the crumbling of the PhonePe-Google Pay duopoly. Add to that UPI’s expanding global footprint and Meta’s rumoured $4 billion play for CRED, and you have a week that will shape the sector for years. ...

Fintech Deep Dive — Sunday | June 14, 2026 Weekly Review: June 8–14, 2026 This week was packed across the full spectrum of Indian fintech — from monetary policy and cross-border payments to agentic AI on UPI and ONDC’s kirana digitisation push. Here are the five stories that mattered most. 1. RBI Holds Rates at 5.25%, But a Hike Cycle Looms The RBI’s Monetary Policy Committee, led by Governor Sanjay Malhotra, unanimously held the repo rate at 5.25% on June 5 — the third consecutive pause. But the real story was in the revised projections: FY27 CPI inflation was raised to 5.1% (up from earlier estimates), while GDP growth was trimmed to 6.6%. The MPC flagged elevated energy prices, West Asia conflict fallout, exchange-rate pressures, and a deficient monsoon forecast as key risks. ...

Fintech Deep Dive — Sunday | June 07, 2026 The Week That Was: UPI Breaks Records, Account Aggregators Get an SRO, and Fintech Lenders Show Profitable Growth The first week of June 2026 was a busy one for Indian fintech. UPI shattered all previous records, crossing 23 billion monthly transactions for the first time. The RBI made two significant institutional moves — recognising Sahamati as the self-regulatory organisation for the Account Aggregator ecosystem and introducing a new Digital Payments E-Mandate Framework. Digital lenders posted strong FY26 results, proving that profitable growth is achievable. Meanwhile, founder exits at Setu and NBFC licensing for Nivasa Capital signalled continued churn and maturation in the ecosystem. ...

Fintech Deep Dive — Sunday | May 3, 2026 Focus: Weekly Review Coverage Period: April 26 - May 2, 2026 Executive Summary The past week delivered a stark reminder of the regulatory risks facing India’s fintech sector, with the RBI cancelling Paytm Payments Bank’s licence—a historic enforcement action. Meanwhile, the UPI ecosystem faces unprecedented competitive pressure as Amazon, Meta, and other major players lobby for reforms to break the duopoly of PhonePe and Google Pay. Despite these headwinds, Indian fintech continues to attract capital, with KreditBee’s $280M Series E signaling continued investor confidence in the lending sector as it prepares for IPO. ...