Theme: Friday

Fintech Deep Dive — Friday | October 09, 2026 Focus: Policy and regulation — what this week’s decisions mean for borrowers, savers, fintech platforms and digital-market infrastructure. Coverage period: October 2, 8:30 a.m. – October 9, 8:30 a.m. IST (seven days). Executive summary This week’s regulatory signal is not one sweeping fintech rule but a two-sided redesign of financial plumbing. The RBI raised the policy repo rate and shifted to calibrated tightening, changing the price signal that eventually travels through banks and lenders. In parallel, it committed to interoperability among account aggregators and a more complete consolidated account statement, due by year-end. SEBI, meanwhile, paired a new visual credit-risk disclosure for online bond distribution with targeted relaxations that make some private debt issuance easier. ...

Fintech Deep Dive — Friday | October 02, 2026 Focus: Friday — Policy & Regulation: RBI, SEBI, payments law and compliance Coverage period: September 26–October 2, 2026 (seven calendar days) Executive summary This week’s story is who sets payment prices, how banks publish theirs, and what cross-border reporting means when a service is bought by card. The Supreme Court let UPI MDR proceed for now, reserving legal questions; merchant groups withdrew, but did not resolve, their protest. RBI’s bulk-deposit and foreign-trade reporting rules went live. SEBI’s exchange self-listing review remains only a reported proposal. ...

Fintech Deep Dive — Friday | September 25, 2026 Twenty days to go-live: the MDR state gets its ledger, insurers get a new rulebook, and the comment season opens If last week was when UPI got a price, this week was when every actor in the system took a position on it. The revenue pool got a split, traders got a protest day, the government got a fact-check unit working overtime, and two regulators quietly redrew the economics of insurance distribution and market plumbing while the shouting was elsewhere. Here is the policy week, story by story. ...

Fintech Deep Dive — Friday | September 18, 2026 The week regulation stopped hinting and started building If the last few months of Indian fintech policy were about intent, this week was about architecture. The Department of Financial Services and NPCI converted the MDR debate into statute and a rate card — and were sued within a day. RBI answered a Supreme Court order with the first hard clock on fraud-related account freezes. SEBI and RBI jointly put corporate bonds on a blockchain and settled them in digital rupee. The fintech industry got its second regulator-recognised conscience. And SEBI opened three separate consultations on the resilience of market plumbing. Five stories that define the week in policy and regulation. ...

It was Global Fintech Fest week — GFF 2026 in Mumbai, September 8–11, drawing over 100,000 delegates — and for once the policy calendar did not compete with the product launches; it was the main event. The RBI recognised the sector’s second self-regulatory organisation. NPCI confirmed it is building protocols — and a registry — to let AI agents pay on UPI, while its chairman drew one very bright line. The SEBI chairman ruled out delegating enforcement to a black box. The RBI Governor warned fintechs against regulatory arbitrage and told them customer data is a fiduciary duty, not a business asset. And the Prime Minister proposed a public rating system for fintech consumer protection — an idea consumer collectives have argued for for a decade. Here is the week in five stories, with the consumer’s stake in each. ...

Fintech Deep Dive — Friday | September 04, 2026 Regulators owned the week in Indian fintech. Between August 28 and September 4, 2026, the Reserve Bank of India drew a bead on revolving credit lines issued by non-banks, NPCI quietly sketched out the rules for AI agents that pay on your behalf, the government stalled a UPI link with Alipay+ over national security, SEBI moved to ban FOMO marketing on bond platforms, and a Deputy Governor laid out a five-point conduct roadmap for an NBFC sector that has never been bigger — or more exposed. The through-line: India’s financial regulators are no longer just policing what fintech built last decade; they are writing the rulebook for what it becomes next. This deep dive covers six stories from the full seven-day window, plus quick takes on the enforcement noise around them. ...

Fintech Deep Dive — Friday | August 14, 2026 This week’s policy and regulation deep dive covers five major developments: Parliament’s amendment opening the door to selective UPI MDR, the RBI Governor’s comprehensive AI governance roadmap for banks, a landmark proposal to harmonise lending-rate transparency across all regulated entities, BRICS payment system interoperability talks, and a SEBI enforcement action against Paytm KMPs. Each story carries implications for how India’s fintech ecosystem will be governed, taxed, and expanded in the coming years. ...

Fintech Deep Dive — Friday | July 17, 2026 Theme: Policy & Regulation (RBI, SEBI, Compliance) This week has been a watershed for Indian fintech regulation. The RBI has issued or proposed no fewer than four major regulatory frameworks that will reshape how fintechs operate, how banks are governed, and how consumer fraud is addressed. Simultaneously, the DPDP Act compliance deadline is approaching, and the fintech sector is scrambling. Here’s a deep dive into the five most consequential policy developments of the week. ...

Fintech Deep Dive — Friday | July 10, 2026 This past week has been one of the most consequential for Indian fintech regulation in recent memory. The RBI and SEBI have moved on multiple fronts simultaneously — from forcing banks to absorb digital fraud losses to proposing a cooling-off period for UPI transactions, from signalling a hard line on crypto to opening new doors for NBFCs. Here’s what matters and why. ...

Fintech Deep Dive — Friday | July 03, 2026 Theme: Policy & Regulation (RBI, SEBI, Compliance) This week was one of the most consequential for Indian fintech regulation in recent memory. The Reserve Bank of India (RBI) unleashed a barrage of new rules and frameworks — all effective July 1, 2026 — covering everything from digital fraud compensation and mis-selling crackdowns to NBFC classification and proprietary trading leverage. SEBI also moved on alternative investment fund governance. Here are the five stories that matter most. ...