Theme: Friday

Fintech Deep Dive — Friday | July 17, 2026 Theme: Policy & Regulation (RBI, SEBI, Compliance) This week has been a watershed for Indian fintech regulation. The RBI has issued or proposed no fewer than four major regulatory frameworks that will reshape how fintechs operate, how banks are governed, and how consumer fraud is addressed. Simultaneously, the DPDP Act compliance deadline is approaching, and the fintech sector is scrambling. Here’s a deep dive into the five most consequential policy developments of the week. ...

Fintech Deep Dive — Friday | July 10, 2026 This past week has been one of the most consequential for Indian fintech regulation in recent memory. The RBI and SEBI have moved on multiple fronts simultaneously — from forcing banks to absorb digital fraud losses to proposing a cooling-off period for UPI transactions, from signalling a hard line on crypto to opening new doors for NBFCs. Here’s what matters and why. ...

Fintech Deep Dive — Friday | July 03, 2026 Theme: Policy & Regulation (RBI, SEBI, Compliance) This week was one of the most consequential for Indian fintech regulation in recent memory. The Reserve Bank of India (RBI) unleashed a barrage of new rules and frameworks — all effective July 1, 2026 — covering everything from digital fraud compensation and mis-selling crackdowns to NBFC classification and proprietary trading leverage. SEBI also moved on alternative investment fund governance. Here are the five stories that matter most. ...

Fintech Deep Dive — Friday | June 26, 2026 Theme: Policy & Regulation (RBI, SEBI, Compliance) This has been an extraordinarily active week for Indian fintech regulation. The RBI released two landmark frameworks — one governing AI and model risk across the entire financial sector, another overhauling digital fraud compensation for consumers. SEBI, meanwhile, dropped a consultation paper that could fundamentally reshape how financial products are advertised online, including classifying AI avatars as “celebrities.” Add to this mounting concerns over foreign data sovereignty after the Meta-CRED deal, and the regulatory landscape has shifted dramatically in just seven days. Here are the five most significant developments. ...

Fintech Deep Dive — Friday | June 19, 2026 Theme: Policy & Regulation This week has been one of the most consequential for Indian fintech regulation in 2026. The RBI dropped a regulatory triple-bomb on June 15 alone: a sweeping anti-mis-selling framework with an explicit dark-pattern ban, a consolidated payment system authorisation master direction introducing perpetual approvals, and an ongoing governance consolidation exercise. Combined with a landmark e-mandate framework issued in April that continues to reshape recurring payments, and a wave of IPO filings that signal maturing regulatory compliance in the sector, this week’s deep dive covers five major regulatory stories. ...

Fintech Deep Dive — Friday | June 12, 2026 Policy & Regulation — RBI, SEBI, Compliance This week was arguably the most policy-intensive for Indian fintech in 2026 so far. The RBI’s June 5 monetary policy announcement didn’t just hold rates — it unleashed a coordinated arsenal of capital-flow measures, tax exemptions, and structural reforms. Meanwhile, UPI’s international expansion hit new milestones, global players announced moves into India, and the spectre of rate hikes returned to the conversation for the first time since 2023. Here’s a deep dive into the five biggest regulatory and policy stories of the week. ...

Fintech Deep Dive — Friday | June 05, 2026 Theme: Policy & Regulation This week has been one of the most consequential for Indian financial regulation in 2026. The RBI’s Monetary Policy Committee decision lands today amid war-driven macroeconomic turbulence, while SEBI and RBI jointly cracked down on overseas capital outflows. Simultaneously, the RBI’s draft PPI Master Direction has sent shockwaves through the fintech wallet ecosystem, UPI expanded its international footprint to Cambodia, and Revolut quietly began its long-awaited India beta. Here are the five stories that matter. ...

Fintech Deep Dive — Friday | May 15, 2026 1. Banking Sector Restructuring: Axis Bank’s 3,100 Job Cuts India’s banking sector continues to face significant restructuring pressures. In its May 2026 Banking Technology Magazine issue, FinTech Futures reported that Axis Bank—one of India’s largest banks—revealed plans to reduce its workforce by 3,100 employees. This comes as the bank continues to invest in technology while optimizing operational costs amid challenging macroeconomic conditions. ...

Fintech Deep Dive — Friday | May 04, 2026 Focus: Policy & Regulation Coverage Period: Last 7 days Executive Summary Indian fintech regulators are confronting structural challenges in payment infrastructure and compliance frameworks. The National Payments Corporation of India (NPCI) faces mounting pressure to address UPI market concentration, while RBI continues its rigorous enforcement approach with the Paytm Payments Bank license cancellation. Concurrently, fintech lending companies are navigating IPO pathways amid evolving regulatory expectations around capital adequacy and consumer protection. ...

Fintech Deep Dive — Friday | May 01, 2026 Focus: Policy & Regulation — RBI, SEBI, compliance, and regulatory landscape shaping Indian fintech Coverage Period: April 25 – May 01, 2026 Executive Summary India’s fintech regulatory environment saw significant action this week. The RBI formally cancelled Paytm Payments Bank’s banking licence, marking the culmination of a three-year enforcement saga. Meanwhile, a coalition including Amazon, Meta, WhatsApp, and CRED met with NPCI to formally challenge the dominant 80% market share held by PhonePe and Google Pay — a regulatory fight years in the making. Globally, India’s digital payments architecture is increasingly a reference point, as the ECB bases its digital euro standards on the same ISO 20022 specifications that power UPI. ...