NPCI — National Payments Corporation of India: Complete 101 Guide
NPCI — National Payments Corporation of India: Complete 101 Guide Last updated: March 2026 What is NPCI? The National Payments Corporation of India (NPCI) is an umbrella organization for all retail payment systems in India. It operates the infrastructure that powers UPI, RuPay, IMPS, and Bharat BillPay - making it the backbone of India’s digital payments ecosystem. Key Facts Founded: 2008 Parent: Reserve Bank of India (RBI) + Indian Banks’ Association (IBA) Headquarters: Mumbai Ownership: 67% banks, 33% NPCI (not-for-profit) Products: UPI, RuPay, IMPS, BHIM, BBPS, Aadhaar Payments What Does NPCI Do? NPCI builds and operates payment infrastructure that connects: ...