Fintech

Fintech Brief — September 01, 2026 NPCI to Make UPI AutoPay Mandates Portable Across Apps NPCI is set to introduce mandate portability for UPI AutoPay — allowing users to port recurring payment mandates (OTT subscriptions, SIPs, loan EMIs, insurance premiums) from one UPI app to another without resetting them. The feature, expected to be announced at the Global Fintech Fest 2026 in Mumbai (September 8–11), also extends to merchants, who can shift existing mandates between payment gateways. ...

Fintech Deep Dive — Sunday | August 31, 2026 This week was one of the most eventful in recent Indian fintech memory. From the UPI completing a decade and Parliament quietly repealing its zero-MDR mandate, to Bank of America committing $1.9 billion to Jio Credit and SEBI clearing Jio Platforms’ record IPO — the signals point to a maturing ecosystem where capital, policy, and technology are converging simultaneously. Here are the five stories that defined the week. ...

Stock Watch — August 31, 2026 Market Day Summary | Not investment advice Summary as of 08:15 IST, August 31, 2026 📊 INDICES Index Prev Close (Aug 28) Change (Day) % Change WoW Change Nifty 50 24,175.65 +84.80 +0.35% -0.18% Nifty Bank 57,496.30 -13.65 -0.02% -0.05% FinNifty 26,286.50 +5.80 +0.02% +0.02% Nifty IT 31,281.70 +1,060.55 +3.51% +2.24% GIFT Nifty (pre-market): 24,228 (~-0.19%) — signals flat-to-weak opening. Crude oil surged 2.34% to $85.35, weighing on sentiment. 1 ...

Fintech Brief — August 31, 2026 NPCI Readies UPI AutoPay Interoperability — Port Your Mandates Across Apps The National Payments Corporation of India is working on making UPI AutoPay interoperable, allowing users to port recurring payment mandates across different UPI apps and enabling merchants to switch payment service providers without losing existing subscribers. This is a meaningful consumer-rights move — currently, if you set up a Netflix or electricity bill AutoPay on Google Pay, you’re effectively locked in. Mandate portability breaks that tie-in. ...

Fintech Weekly Deep Dive — UPI’s Second Decade: The Free Ride Ends | Week of August 24–30, 2026 Executive Summary UPI turned ten on August 25. The numbers are deservedly celebrated — 24,162 crore annual transactions, ₹314 lakh crore in value, 49% of all real-time payments globally, 741 banks live, 11 countries connected. But this week’s coverage of the anniversary coincided with three developments that, taken together, reveal the platform’s most consequential inflection point since demonetisation drove its initial adoption. ...

Fintech Deep Dive — Sunday | August 30, 2026 This Week in Indian Fintech: August 23–30, 2026 A decade of UPI, a $100 million bet on Navi’s IPO ambitions, the legislative dismantling of zero-MDR, and the closing of fintech’s regulatory arbitrage window — it’s been a defining week. 1. UPI Turns 10: The Numbers Are Staggering, But the Hard Questions Start Now On August 25, the Unified Payments Interface completed a decade since launch. The scale is genuinely unprecedented: annual transaction volume surged from 1.78 crore in 2016-17 to over 24,162 crore in FY26 — a nearly 13,000-fold increase. In July 2026 alone, UPI processed 2,366 crore transactions worth ₹29.9 lakh crore. Seven hundred and forty-one banks are now live on the network, and UPI operates in 11 countries. ...

Fintech Brief — August 30, 2026 UPI Completes a Decade: From 1.78 Crore to 24,162 Crore Annual Transactions The Unified Payments Interface marked its 10th anniversary on August 25, and the numbers tell the story of a platform that went from experimental rails to the world’s largest real-time payment system. Annual transaction volume surged from 1.78 crore in FY 2016-17 to over 24,162 crore in FY 2025-26 — a near 13,000-fold increase. Transaction value climbed from ₹0.07 lakh crore to approximately ₹314 lakh crore in the same period, a 4,000-fold leap. ...

Fintech Deep Dive — Saturday | August 29, 2026 Theme: Consumer Rights — Complaints, Fraud, Safeguards This week’s consumer rights landscape in Indian fintech was dominated by one word: consequences. A ₹30,000 crore digital arrest syndicate saw five arrests. A consumer commission penalised two banks for failing a fraud victim. Three fake loan apps got pulled from the Play Store. And a Thane woman took her own life after her bank account was hijacked by fraudsters — a grim reminder that the human cost of cyber fraud extends far beyond financial loss. ...

Fintech Brief — August 29, 2026 Allahabad HC Issues Notice to RBI, NPCI on Plea for UPI “Accept/Decline” Option The Allahabad High Court’s Lucknow Bench has issued notice to the RBI, NPCI, and the Union Ministry of Finance over a PIL seeking a mandatory “Accept/Decline” mechanism for incoming electronic payments. A Division Bench of Justice Rajan Roy and Justice Manjive Shukla heard the petition filed by advocate Anupriya Agarwal on August 24. 1 ...

The Transparency Theatre of 2026 Dispatch from Neo-Mumbai, Financial Year 2047. A digital archivist unearths the week of August 22–29, 2026, when India’s Parliament amended the payments law to allow UPI fees while promising they’d only apply to someone else, the RBI proposed the most detailed loan pricing framework in Indian banking history and lenders immediately vowed to find new ways to hide costs, a fintech unicorn launched paid advice at ₹25 per minute, and the nation collectively realised that every reform is just a reshuffling of the same deck. ...