Deep Dive

Fintech Deep Dive — Sunday | July 19, 2026 The week that was in Indian fintech — funding, earnings, global M&A, and the relentless march of UPI. 1. Jio Financial Services Delivers a Blockbuster Q1 FY27 — Profit Surges 156% Reliance’s financial arm continued its aggressive expansion, reporting a consolidated net profit of ₹830 crore for Q1 FY27 (quarter ended June 30, 2026) — a 156% year-on-year jump from ₹325 crore in the same quarter last year. Revenue from operations climbed to a record ₹2,004 crore, a 227% surge. [^1] ...

Fintech Deep Dive — Friday | July 17, 2026 Theme: Policy & Regulation (RBI, SEBI, Compliance) This week has been a watershed for Indian fintech regulation. The RBI has issued or proposed no fewer than four major regulatory frameworks that will reshape how fintechs operate, how banks are governed, and how consumer fraud is addressed. Simultaneously, the DPDP Act compliance deadline is approaching, and the fintech sector is scrambling. Here’s a deep dive into the five most consequential policy developments of the week. ...

Fintech Deep Dive — International & Cross-Border | July 16, 2026 India’s digital payments infrastructure is going global — and this week, the momentum accelerated on multiple fronts. From UPI’s expansion into New Zealand and Greece to a landmark $2.75 billion cross-border payments merger and the RBI’s aggressive moves to stabilise the rupee, the international and cross-border fintech theme has been anything but quiet. Here are the five stories that defined the week. ...

Fintech Deep Dive — Wednesday | July 15, 2026 India’s consumer fintech ecosystem is at an inflection point. Insurtech giants are racing toward public markets, UPI’s market structure is fracturing six months before a long-delayed cap kicks in, private credit is maturing from a niche to a mainstream asset class, and blockchain is quietly embedding itself into lending workflows. This week’s Consumer Fintech deep dive examines the five most consequential developments from the last seven days. ...

Fintech Deep Dive — Tuesday | July 14, 2026 Indian fintech is in the middle of its strongest funding quarter in over a year. A blockbuster June — headlined by Meta’s $900 million bet on CRED — combined with a surging IPO pipeline and landmark cross-border partnerships has created an environment where capital is flowing, but selectively. This week’s Buzz & Funding deep dive examines the five most consequential developments from the last seven days. ...

Fintech Deep Dive — Sunday | July 12, 2026 This week in Indian fintech was defined by two parallel narratives: India pushing the frontier of what digital payments infrastructure can enable, while simultaneously tightening the regulatory perimeter around crypto assets. From NPCI’s ambitious plans to let AI agents make UPI payments to Apple’s long-awaited return of card billing after a four-year regulatory stand-off, the week underscored India’s growing influence as a laboratory for payments innovation — even as the central bank doubled down on its scepticism toward cryptocurrencies. ...

Fintech Deep Dive — Saturday | July 11, 2026 Theme: Consumer Rights — Complaints, Fraud, and Safeguards This week saw a flurry of consumer protection measures from the RBI, a chilling Bluetooth-based security vulnerability affecting millions of e-rickshaw drivers, and renewed attention to fraud compensation frameworks. Here are the five most significant developments shaping consumer rights in Indian fintech. 1. RBI’s Digital Fraud Compensation Framework: A Landmark (But Imperfect) Safety Net On June 24, the RBI issued final amendments to its “Limiting Customer Liability in Digital Transactions” framework, introducing a first-of-its-kind pilot compensation scheme for victims of digital banking fraud. The scheme, effective January 1, 2027, offers a one-time lifetime benefit to individual customers (including sole proprietors) who suffer losses due to fraudulent electronic banking transactions. ...

Fintech Deep Dive — Friday | July 10, 2026 This past week has been one of the most consequential for Indian fintech regulation in recent memory. The RBI and SEBI have moved on multiple fronts simultaneously — from forcing banks to absorb digital fraud losses to proposing a cooling-off period for UPI transactions, from signalling a hard line on crypto to opening new doors for NBFCs. Here’s what matters and why. ...

Fintech Deep Dive — Thursday | July 09, 2026 International & Cross-Border: The week India’s digital payments infrastructure went truly global This week has been extraordinary for India’s international fintech ambitions. From a landmark UPI integration with Indonesia brokered at the head-of-state level, to NPCI partnering with two of the world’s largest banks for real-time forex settlement, to SWIFT’s new retail framework processing a remittance to India in 37 seconds — the cross-border payments narrative has shifted from aspiration to infrastructure. Here are the five biggest stories. ...

Fintech Deep Dive — Wednesday | July 08, 2026 Theme: Consumer Fintech — Neobanks, BNPL, insurance, digital lending, and the platforms Indians use to manage their money every day. 1. UPI Processes 22.72 Billion Transactions in June — Daily Average Hits All-Time High India’s Unified Payments Interface continues its relentless march, processing 22.72 billion transactions worth ₹28.92 lakh crore in June 2026, according to NPCI data released this week. While monthly volumes dipped marginally (2.1%) from May’s all-time high of 23.20 billion, the average daily transaction count hit a record 757 million — the highest since UPI’s inception. ...