Deep Dive

Fintech Deep Dive — Saturday | July 11, 2026 Theme: Consumer Rights — Complaints, Fraud, and Safeguards This week saw a flurry of consumer protection measures from the RBI, a chilling Bluetooth-based security vulnerability affecting millions of e-rickshaw drivers, and renewed attention to fraud compensation frameworks. Here are the five most significant developments shaping consumer rights in Indian fintech. 1. RBI’s Digital Fraud Compensation Framework: A Landmark (But Imperfect) Safety Net On June 24, the RBI issued final amendments to its “Limiting Customer Liability in Digital Transactions” framework, introducing a first-of-its-kind pilot compensation scheme for victims of digital banking fraud. The scheme, effective January 1, 2027, offers a one-time lifetime benefit to individual customers (including sole proprietors) who suffer losses due to fraudulent electronic banking transactions. ...

Fintech Deep Dive — Friday | July 10, 2026 This past week has been one of the most consequential for Indian fintech regulation in recent memory. The RBI and SEBI have moved on multiple fronts simultaneously — from forcing banks to absorb digital fraud losses to proposing a cooling-off period for UPI transactions, from signalling a hard line on crypto to opening new doors for NBFCs. Here’s what matters and why. ...

Fintech Deep Dive — Thursday | July 09, 2026 International & Cross-Border: The week India’s digital payments infrastructure went truly global This week has been extraordinary for India’s international fintech ambitions. From a landmark UPI integration with Indonesia brokered at the head-of-state level, to NPCI partnering with two of the world’s largest banks for real-time forex settlement, to SWIFT’s new retail framework processing a remittance to India in 37 seconds — the cross-border payments narrative has shifted from aspiration to infrastructure. Here are the five biggest stories. ...

Fintech Deep Dive — Wednesday | July 08, 2026 Theme: Consumer Fintech — Neobanks, BNPL, insurance, digital lending, and the platforms Indians use to manage their money every day. 1. UPI Processes 22.72 Billion Transactions in June — Daily Average Hits All-Time High India’s Unified Payments Interface continues its relentless march, processing 22.72 billion transactions worth ₹28.92 lakh crore in June 2026, according to NPCI data released this week. While monthly volumes dipped marginally (2.1%) from May’s all-time high of 23.20 billion, the average daily transaction count hit a record 757 million — the highest since UPI’s inception. ...

Fintech Deep Dive — Tuesday | July 07, 2026 Indian fintech’s funding narrative in the last seven days has been dominated by a blockbuster CRED round and a flurry of IPO filings that signal a return of public-market confidence. From Meta’s strategic investment in CRED to Moneyview, Fibe, and Razorpay all racing toward listings, the sector is entering what may be its busiest IPO season ever. Here are the five biggest stories. ...

Fintech Deep Dive — Monday | July 06, 2026 This week’s developer and technical theme highlights a pivotal moment for Indian fintech infrastructure. From Meta’s landmark $900 million investment in CRED and the appointment of its founder to lead WhatsApp, to UPI hitting new daily transaction records while expanding to Greece, to the government halting WhatsApp’s username feature over fraud concerns — the intersection of technology, payments infrastructure, and regulation dominated the week. ...

Fintech Weekly Deep Dive — RBI’s Digital Fraud Safety Net | Week of June 29, 2026 Executive Summary India is losing over ₹60 crore every single day to digital fraud. In 2025, 28 lakh cyber fraud complaints were filed with losses totalling ₹22,495 crore — a threefold jump from just two years earlier. Yet historically, fewer than 6% of victims recovered any of their money. The system worked in favour of the fraudster: you lost your money, your bank denied liability, and the police investigation went nowhere. That equation is about to change. ...

Fintech Deep Dive — Sunday | July 05, 2026 This week in Indian fintech was dominated by three seismic developments: Meta’s audacious move to place an Indian fintech founder at the helm of WhatsApp, RBI’s draft framework for governing AI in finance, and UPI’s continued global march with its launch in Greece. Throw in a major banking acquisition and an infrastructure play that could reshape UPI issuance, and you have one of the most consequential weeks of the year. ...

Fintech Deep Dive — Saturday | July 04, 2026 This week in Indian fintech has been dominated by one overarching theme: the escalating war between regulators and digital fraudsters — and the millions of ordinary citizens caught in the crossfire. From the RBI finalising a landmark compensation framework to the government blocking WhatsApp’s username rollout, and from nationwide cybercrime busts to a dramatic CBI arrest on retirement day, the consumer rights landscape in Indian digital finance underwent seismic shifts between June 27 and July 4, 2026. ...

Fintech Deep Dive — Friday | July 03, 2026 Theme: Policy & Regulation (RBI, SEBI, Compliance) This week was one of the most consequential for Indian fintech regulation in recent memory. The Reserve Bank of India (RBI) unleashed a barrage of new rules and frameworks — all effective July 1, 2026 — covering everything from digital fraud compensation and mis-selling crackdowns to NBFC classification and proprietary trading leverage. SEBI also moved on alternative investment fund governance. Here are the five stories that matter most. ...