<?xml version="1.0" encoding="utf-8" standalone="yes"?><rss version="2.0" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:content="http://purl.org/rss/1.0/modules/content/"><channel><title>Debt-Trap on Cashless Watch</title><link>http://watch.cashlessconsumer.in/tags/debt-trap/</link><description>Recent content in Debt-Trap on Cashless Watch</description><image><title>Cashless Watch</title><url>https://watch.cashlessconsumer.in/cover.png</url><link>https://watch.cashlessconsumer.in/cover.png</link></image><generator>Hugo -- 0.146.5</generator><language>en-us</language><lastBuildDate>Sat, 04 Apr 2026 00:00:00 +0000</lastBuildDate><atom:link href="http://watch.cashlessconsumer.in/tags/debt-trap/index.xml" rel="self" type="application/rss+xml"/><item><title>The Interest-Free Prison: How BNPL Became India's Favorite Debt Trap</title><link>http://watch.cashlessconsumer.in/posts/2026-04-04-fintech-satire/</link><pubDate>Sat, 04 Apr 2026 00:00:00 +0000</pubDate><guid>http://watch.cashlessconsumer.in/posts/2026-04-04-fintech-satire/</guid><description>&lt;p>&lt;em>Welcome to Cashless Watch, where we watch the cashless future unfold—so you don&amp;rsquo;t have to.&lt;/em>&lt;/p>
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&lt;h2 id="-the-future-headlines">📰 The Future Headlines&lt;/h2>
&lt;ul>
&lt;li>&lt;strong>&amp;ldquo;Youth Credit Score Drops to 450 After Stacking 47 BNPL Plans Across 12 Apps&amp;rdquo;&lt;/strong>&lt;/li>
&lt;li>&lt;strong>&amp;ldquo;RBI Fines LazyPay ₹12 Crore for &amp;lsquo;Zero Interest&amp;rsquo; Loans That Cost ₹8,000 in Hidden Fees&amp;rdquo;&lt;/strong>&lt;/li>
&lt;li>&lt;strong>&amp;ldquo;Woman&amp;rsquo;s Loan App Accesses Her Gallery, Finds Evidence of &amp;lsquo;Financial Irresponsibility&amp;rsquo;&amp;rdquo;&lt;/strong>&lt;/li>
&lt;li>&lt;strong>&amp;ldquo;Government Launches &amp;lsquo;Fintech Literacy&amp;rsquo; Program: Now Mandatory in Schools&amp;rdquo;&lt;/strong>&lt;/li>
&lt;/ul>
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&lt;h2 id="the-interest-free-prison">The Interest-Free Prison&lt;/h2>
&lt;p>&lt;em>A citizen&amp;rsquo;s memoir from the year of free credit&lt;/em>&lt;/p></description></item></channel></rss>