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Stock Watch — March 18, 2026 Market Day Summary | Not investment advice 📊 INDICES Index Prev Close Change % Change Nifty 50 23,408.80 +172.35 +0.74% Nifty Bank 54,413.40 +462.60 +0.85% FinNifty 25,515.25 +209.40 +0.82% Nifty IT 29,042.55 -281.65 -0.97% Note: Previous close from March 17, 2026. Pre-market data as of 08:25 IST. 🏦 BANKS — Digital Payments Focus Bank Symbol Prev Close Change % Key Levels Expectation HDFC Bank HDFCBANK ₹840.60 +0.57% S: 820, R: 860 ↗️ Slight bullish ICICI Bank ICICIBANK ₹1,272.90 +1.24% S: 1,250, R: 1,300 ↗️ Bullish SBI SBIN ₹1,066.70 -0.19% S: 1,040, R: 1,080 ➡️ Flat Axis Bank AXISBANK ₹1,214.70 +1.10% S: 1,190, R: 1,240 ↗️ Slight bullish Kotak Bank KOTAKBANK ₹369.85 +1.18% S: 360, R: 380 ↗️ Slight bullish 💳 FINTECH — Pure Play Tier B1: Digital Payments & Wallets Company Symbol Prev Close Change % Expectation Paytm PAYTM ₹1,013.80 +0.81% ↗️ Slight bounce Tier B2: Insurance & Credit Marketplaces Company Symbol Prev Close Change % Expectation PB Fintech PBFINTECH — — Data unavailable Tier B3: Payment Infrastructure & Gateways Company Symbol Prev Close Change % Expectation Infibeam Avenues INFIBEAM ₹14.01 +0.43% ➡️ Flat Pine Labs PINELABS — — Not listed NPST NPST — — Not listed Tier B4: Payments Banking & Cards Company Symbol Prev Close Change % Expectation Fino Payments Bank FINOPB ₹140.43 +0.58% ➡️ Recovery SBI Cards SBICARD ₹695.55 -0.24% ➡️ Flat Tier B5: ATM & Cash (Peripheral) Company Symbol Prev Close Change % Expectation AGS Transact ⚠️ AGSTRA ₹3.00 -1.00% ↘️ Under CIRP ⚠️ AGSTRA is under Corporate Insolvency Resolution Process (CIRP) ...

Fintech Brief — March 18, 2026 Today’s Top Stories 1. PhonePe Shelves IPO Amid Global Market Volatility Walmart-backed PhonePe, India’s largest digital payments platform, has paused its IPO plans, citing geopolitical tensions and volatile market conditions. The company, which was targeting a $15 billion valuation, has seen investment bankers suggest lowering expectations to around $9 billion. 1 The Bengaluru-based fintech filed its updated IPO prospectus earlier this year, expecting to raise up to $1.5 billion in what would have been one of India’s largest tech listings. However, escalating Middle East conflicts have rattled global financial markets, with India’s Nifty 50 and BSE Sensex each falling about 9% over the past month. 1 ...

Fintech Deep Dive — Tuesday | March 17, 2026 Focus: Startup Funding, Acquisitions & IPOs Coverage Period: March 10-17, 2026 Executive Summary This week’s “Buzz & Funding” deep dive covers a significant shift in India’s fintech IPO landscape, with PhonePe putting its public listing on hold amid global market volatility. Meanwhile, India’s neobanking sector faces consolidation as Fi winds down its banking services, while international fintech deals continue apace with OakNorth’s acquisition of Monite and Uzbekistan’s Uzum reaching a $2.3 billion valuation. ...

Stock Watch — March 17, 2026 Market Day Summary | Not investment advice 📊 INDICES Index Prev Close Change % Change Nifty 50 23,408.80 — — Nifty Bank 54,413.40 — — FinNifty 25,515.25 — — Nifty IT 29,042.55 — — Note: Pre-market data as of 08:15 IST. Markets open at 09:15 IST. 🏦 BANKS — Digital Payments Focus Bank Symbol Prev Close Change % Key Levels Expectation HDFC Bank HDFCBANK ₹840.60 +2.89% S: 820, R: 860 ↗️ Bullish ICICI Bank ICICIBANK ₹1,272.90 +1.44% S: 1,250, R: 1,290 ↗️ Slight bullish SBI SBIN ₹1,066.70 +1.88% S: 1,040, R: 1,080 ↗️ Slight bullish Axis Bank AXISBANK ₹1,214.70 +1.45% S: 1,190, R: 1,230 ↗️ Slight bullish Kotak Bank KOTAKBANK ₹369.85 +0.82% S: 360, R: 375 ➡️ Flat 💳 FINTECH — Pure Play Tier B1: Digital Payments & Wallets Company Symbol Prev Close Change % Expectation Paytm PAYTM ₹1,013.80 +3.85% ↗️ Strong bounce Tier B2: Insurance & Credit Marketplaces Company Symbol Prev Close Change % Expectation PB Fintech PBFINTECH — — Data unavailable Tier B3: Payment Infrastructure & Gateways Company Symbol Prev Close Change % Expectation Infibeam Avenues INFIBEAM ₹16.90 +15.44% ↗️ Strong rally Pine Labs PINELABS — — Not listed NPST NPST — — Not listed Tier B4: Payments Banking & Cards Company Symbol Prev Close Change % Expectation Fino Payments Bank FINOPB ₹140.43 -16.77% ↘️ Sharp decline SBI Cards SBICARD ₹695.55 -1.33% ↘️ Slight weakness Tier B5: ATM & Cash (Peripheral) Company Symbol Prev Close Change % Expectation AGS Transact ⚠️ AGSTRA ₹3.00 -4.76% ↘️ Under CIRP ⚠️ AGSTRA is under Corporate Insolvency Resolution Process (CIRP) ...

Fintech Brief — March 17, 2026 Today’s Top Stories PhonePe Shelves IPO Plans Amid Global Market Volatility Walmart-backed PhonePe, India’s largest digital payments platform, has put its IPO plans on hold citing geopolitical tensions and volatile market conditions, according to sources familiar with the matter. 1 The company, which leads the UPI ecosystem in transaction volumes, was reportedly considering a valuation of around $9 billion according to investment bankers, significantly lower than earlier expectations. In February 2026, PhonePe processed approximately 9.3 billion transactions worth roughly ₹13.1 trillion (about $141.9 billion), compared with Google Pay’s 6.8 billion transactions worth around ₹9 trillion (around $97.8 billion), according to NPCI data. 1 ...

Fintech Deep Dive — Monday | March 16, 2026 Focus: Developer & Technical (APIs, SDKs, Tech Architecture) Coverage Period: March 9-16, 2026 Executive Summary This week’s Developer & Technical theme explores the evolving landscape of API-first fintech infrastructure in India. The most notable development is Fi’s decision to wind down its banking services after four years of operation, raising questions about neobank partnership models. Meanwhile, India’s API ecosystem continues to mature with platforms like BankU India, NxtBanking, and NeoAPIBox democratizing access to financial infrastructure. Globally, AI agent APIs are emerging as the next frontier in banking infrastructure, with companies like Brighty launching banking APIs specifically designed for autonomous AI agents. ...

Stock Watch — March 16, 2026 Market Day Summary | Not investment advice 📊 INDICES Index Prev Close Change % Change Nifty 50 23,151.10 0.00 0.00% Nifty Bank 53,757.85 0.00 0.00% FinNifty 25,138.65 0.00 0.00% Nifty IT 29,071.25 0.00 0.00% Note: Pre-market data as of 08:20 IST. Markets to open at 09:15 IST. 🏦 BANKS — Digital Payments Focus Bank Symbol Prev Close Change % Key Levels Expectation HDFC Bank HDFCBANK ₹816.70 -0.04% S: 810, R: 825 ➡️ Flat ICICI Bank ICICIBANK ₹1,255.00 +0.02% S: 1,245, R: 1,270 ➡️ Flat SBI SBIN ₹1,046.00 -0.10% S: 1,035, R: 1,060 ↘️ Slight weakness Axis Bank AXISBANK ₹1,199.10 +0.15% S: 1,185, R: 1,215 ↗️ Slight bullish Kotak Bank KOTAKBANK ₹367.10 +0.07% S: 362, R: 375 ➡️ Flat 💳 FINTECH — Pure Play Tier B1: Digital Payments & Wallets Company Symbol Prev Close Change % Expectation Paytm PAYTM ₹977.00 +0.08% ↗️ Slight bounce Tier B2: Insurance & Credit Marketplaces Company Symbol Prev Close Change % Expectation PB Fintech PBFINTECH — — Data delayed Tier B3: Payment Infrastructure & Gateways Company Symbol Prev Close Change % Expectation Infibeam Avenues INFIBEAM ₹14.15 -3.35% ↘️ Under pressure Pine Labs PINELABS — — Not listed NPST NPST — — Not listed Tier B4: Payments Banking & Cards Company Symbol Prev Close Change % Expectation Fino Payments Bank FINOPB ₹169.10 +0.23% ↗️ Slight bullish SBI Cards SBICARD ₹702.50 -0.34% ↘️ Slight weakness Tier B5: ATM & Cash (Peripheral) Company Symbol Prev Close Change % Expectation AGS Transact ⚠️ AGSTRA ₹3.13 -0.63% ↘️ Under CIRP ⚠️ AGSTRA is under Corporate Insolvency Resolution Process (CIRP) ...

Fintech Brief — March 16, 2026 Today’s Top Stories 1. India’s Neobank Fi Winds Down Banking Services After Serving 3.5 Million Customers India’s neobank Fi is discontinuing its banking services on the platform more than four years after launching them in partnership with Federal Bank. The fintech, founded in 2019 by former Google Pay India executives Sujith Narayanan and Sumit Gwalani, has served over 3.5 million customers and processed more than one billion transactions through its platform. ...

2031: I Survived the Great Neobank Migration of 2026 — A Memoir Weekly Fintech Satire | March 15, 2026 Future Headlines 2031: RBI Discovers That “Free” UPI Was Actually an installment Plan for Your Soul 2030: BNPL Anonymous Becomes India’s Largest Self-Help Group; Meetings Held in Abandoned Neobank Branches 2029: Algorithm Determines 84% of Population “Not Creditworthy Enough for Groceries”; launches “Pay-in-16” for Bread 2028: Federal Bank Announces “Business Re-alignment” Re-aligning 4 Million Customers Into a Spreadsheet Column 2027: Last Human Financial Advisor Retires; Says “The Bots Don’t Even Pretend to Care Anymore” ...

DPI Weekly Deep Dive — UPI Sustainability at Crossroads | Week of March 9-15, 2026 Executive Summary India’s Unified Payments Interface (UPI), the world’s largest real-time payment platform processing over 21.7 billion transactions monthly worth ₹28.33 lakh crore, faces an unprecedented sustainability challenge. This week, a Parliamentary Standing Committee on Finance recommended exploring a tiered charging structure that would introduce interchange fees for larger merchants while preserving free transactions for small vendors and peer-to-peer payments. Simultaneously, NPCI announced revised TPAP and PSP fee structures for RuPay credit card transactions on UPI, effective April 1, 2026. These developments mark a critical inflection point in India’s digital public infrastructure journey, forcing policymakers to balance financial inclusion objectives with ecosystem viability. The proposed changes draw comparisons to Brazil’s Pix and China’s digital payment systems, where hybrid revenue models have sustained massive transaction volumes without compromising adoption. ...